One mistake on the road is all it takes to cause life-changing consequences for an innocent driver. Whether an accident is your fault or not, you might face daunting medical bills that can seem impossible to pay unless you get the full financial compensation you deserve.
After you suffer a personal injury in an auto accident, the right move is to make a claim with your insurance company. You might choose to take the matter to court if you feel that the insurer offers an unjust amount, but it is important to know exactly how litigation can affect your claim.
Will you get more money if you take the matter to court?
Litigation is a legal battle in court that you might choose to fight if the insurance company undervalues your accident claim and refuses to raise their offer. If you successfully prove that the insurer is in violation of their agreement with you as a client, you can claim the reimbursement you need. However, the litigation process can be long and it comes with certain fines and fees that might render the process not worthwhile.
Should you take the settlement instead?
While you rightly deserve the financial support necessary to pay for medical treatment and property damages after a collision, litigating your case might not be the solution in some cases. Consider whether or not you have sufficient evidence to validate your stance. If you determine that litigation is not worth the headache and extra fees, you might seek a mediation service to negotiate a better settlement outside of court.
Choosing to litigate in response to an insurer’s lowball compensation offer can be a path for claiming the financial support you need during a difficult time. However, you must consider the extra costs associated with the court process.